My son is a victim of identity theft, is there any help,advice ??

I am very sorry that your son is in the situation he is now in. Unfortunately, once your identity has been stolen it is stolen for the rest of his life. Unless he takes appropriate action, this WILL happen to him again and again.





First, your son needs to file a police report. This report needs to detail ALL of the accounts on your son's credit report that are fraudulent (be advised that some local jurisdictions will not go into that much detail).





Next, your son needs to enter the long and tedious process of recovery. He can either embark upon this mission himself or he can hire a professional to do it for him. If he does it himself, he needs to be prepared to spend an average of 600 hours repairing the damage. I don't say this to scare you or him into using a professional, just to let you know what kind of effort this is going to take.





Things he will need to do is dispute ALL fraudulent information with the credit bureaus. This will take up the majority of the 600 hours as the credit bureaus are reluctant to help as it costs them money to do so. (Ironically, he can HIRE the credit bureaus to do what they are reluctant to do for free. They will be more than happy to take two or three thousand of his dollars to fix this for him.)





He will need to notify ALL creditors with whom he is currently involved that he is a victim of identity theft. Credit cards will have to be changed, pin numbers, account information and the whole nine yards.





Then he needs to work with ChexSystems. This company has a very bad reputation and that reputation is justified. However, if he wants to make sure that his checking information is safe, he will have to jump through their hoops as well. They will not make the process easy for him.





I really hope that he then considers signing up with an identity theft protection company after all this is done. If he wants to use that type of service, there are several good ones available. Keep in mind that he does not want to go with companies that use gimmiks to lure customers. Million dollar guarantees are easy to offer when you know you will NEVER have to pay out on one because the client will NEVER qualify for the guarantee, even if the identity is stolen again.





If you have any further questions regarding this issue, please feel free to contact me at nebula7693@yahoo.comMy son is a victim of identity theft, is there any help,advice ??
Unfortunately, your son will be spending hours upon hours trying to get this mess cleaned up so the only advice I have is to stay strong and just work your way through it. Also, please check the link below. Zander Insurance has a GREAT identity theft protection program that I strongly recommend. They won't be able to help with this current situation (since you're already in the middle of it), BUT if this ever happens again, Zander Insurance will assign a counselor to spend the hours and hours on the phones dealing with the creditors. When someones identity is stolen, time spent cleaning the mess is the worst thing you deal with. I'm not a representative of Zander Insurance, just a happy customer and I thought I'd share them with you.My son is a victim of identity theft, is there any help,advice ??
First you need to contact the police and be sure to file a report. Then contact the credit bureaus, contact your local bank for that information and make sure to put a fraud alert on his credit and inform them that he has been a victim of identity theft.





You need to find out where this land is, and where the judgement against him is (county, state, city). Contact your local district attorney and the district attorney for where this judgement is placed and then explain the situation. You will need to contact the place where this land is titled with, possibly the county courthouse for that area could help and see who is claiming to own this land. That will tell you a lot. Maybe, if someone's name is on that you might have a link to it. Property ownership is all public information, so you should have no problem with that. Also check to see if there are taxes owed on this property.





Best of luck, tell him to stay tough. You may also consider contacting your state attorney generals office, they should have a lot for you in guidance.
File a police report a.s.a.p. The link below also has some great information on other steps to take:





http://www.consumeraction.gov/caw_identi鈥?/a>





Check with his/your insurance agent to see if you have an services available through them.





Sorry about the difficulty. Hopefully, you can minimize the damage by taking immediate action.





Good luck.
Order all 3 of his credit reports and asses how much damage there is. Then dispute and report the fraud.
Contact the police to report it.